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I was looking at the American Express High Yield Personal Savings Account and I realized I did not understand the difference between APR and APY. So today I took the time to learn the fundamentals of calculating interest. First off what does APR and APY represent? APR is the acronym for “Annual Percentage Rate” which […]
February 11, 2011
O M G, when I opened my inbox today my eyes flew wide open. “Up to 78% Off Speed-Reading Workshop” I was always interested in taking a speed-reading class. But speed reading classes are expensive, over $200. So when I saw Groupon was offering 78% coupon for a Speed Reading course you can bet your […]
September 7, 2010
After reading “Introduction to Internal Rate of Return (IRR)” by J Scott I decided to take a deeper look into IRR. I have learned the subject in school before, but I have forgotten its definition and purpose. I happened to come across the following interactive tutorials by Prof. Samuel L. Baker of University of South […]
August 14, 2010
I was browsing through BiggerPockets forum and I came across a referral to an article explaining how to derive YOUR own CAP rate: What’s it Worth?- Deriving YOUR Capitalization Rate by Ray Alcorn. Why would you want to derive your own CAP rate? Because the CAP rate is the most popular way to gauge the […]
August 9, 2010
I realized this week that getting financing from traditional lenders is not easy. Thus, this weekend I spent a considerable amount of time in front of my laptop searching for different types of financing. I came across a blog called Rev N You which contained a list of articles focused on financing. I would recommend […]
August 2, 2010
Hello and welcome to my blog. First thing you should know about me … I Buy Real Estate. This blog, for me, will be a collection of information gathered from various resources on that interest. My goal for this blog: as I learn more about real estate, this blog serves as a place for me […]
Ray's Mind 
February 27, 2011
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